Since our power is out at work and we have no windows, our building is pitch black. So, we are off until the circuit breaker is replaced this afternoon. Nothing like a 4 hour work day in a 4 day work week!
So, I checked my mail and got another one of them "Lower your interest rates now" scam letters. You know, the ones you call expecting to get an incredible interest rate, lower payments and the works. Then they tell you "The originating fee is 3.5% of the loan" and that's when you know there is nothing for FREE. Considering I may move at any time, paying $3500 to "Buy Down" 1 point is not worth it, unless I keep the house and make up the $3500 in savings over the life of the loan or at least over 3 years time.....
So, long story short..... I called yet one more place that sent me that "Publishers Clearinghouse Sweepstates" look "Immediate Action Required" letter.....
Turns out, they are telling me "Only for VA personnel, No hidden costs, no origination fees, no transfer fees, nothing. Immediately qualified for a reduction from current 5.5% Interest Rate to a low 4.0 Interest rate, saving $300 a month on my mortgage payments." So...After giving my initial information I got an appointment for an agent to come to the house next week.
We shall soon see if this is for real and for once something GOOD comes from these all letters I been shredding, or just one more scam that I will enjoy berrating the hell out of the bastard all the way out my front door.
Tuesday, 1200.
To be continued.....
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